Protect Life Savings

Some people turn to life savings to pay for Long-Term Care. It’s disheartening, though, to see savings accumulated from a lifetime of hard work dwindle to nothing. With Nursing Homes in Arkansas costing roughly $112,000 per year, it may not take long to completely deplete that nest egg.

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A lucky few have Long-Term Care insurance or VA service-connected benefits. However, some people stay in Long-Term care for years, and insurance benefits may have a cap.

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Others turn to Medicaid for help at this stressful time – only to face a mountain of paperwork and a frustrating process. Applications have to qualify for Medicaid, and that’s where things get sticky. To be eligible, applications must meet asset and income limits.